"I'm Struggling with my New Teeth"

When I asked my aunt how she was doing, her reply was, "I'm fine, but I'm struggling with my new teeth." While I laughed, it made me think of the fact I have to visit the dentist concerning my implant. Now the money has already been budgeted through my FSA, which I upped to $4,000** this year. I'm a little bit scared since it's not my regular dentist doing the work. I know I need to bite the bullet and just go ahead. In this upcoming week I'll make some progress on it.

**When I'm complete with my dental work which should be 2009, this money will go into my 401K and other savings. Can you imagine my debt being paid and having mo' money, mo' money, mo' money?

A Turnaround

Just took a look at Bach's Start Late, Finish Rich. From what I can see initially this book is structured the same as The Automatic Millionaire, however upon reading the first few pages something kicked in. I'm psyched again. The clouds in my brain are gone. I can do this. I don't have a lot of debt left and I have an option to make extra payments. Piece of cake are the words that come to mind. I know I was feeling that I was never going to save any money for a down payment, for retirement, blah blah. However, that's not true. The ? is what do I really want. This means I have to go back to my goals. Continuously. Just to know what I said I want. In the past I would set it and forget it. Now that might work for a 401K, but not for goals. Keep them in the forefront. So before week's end I'm gonna do just that. Review!

Strong Women, Powerful Financial Strategies

I attended a Financial Literacy Series held at a local church. When they handed me the info by Ameritrade I said "I've been here before". I was right on some level, however, the woman conducting said some things that were in line w/where I am currently and did not push her company down our throats. Rather I took the opportunity to journal and tighten up my financial goals. I jotted down a few things and went back to my "Financial Feelings"journaling from February. I'm still interested in the same things and added a few others:

2008 Financial Goals

1-Increase E-fund to $3,500.

2-Debt elimination:

---AX $1,375

---Citibank $246 and $50

---GE $350

---B of A reduce by $4,000 & reduce interest/reopen acct.

3-Research Roth's and convert my SEP.

4-Monitor my cos. stock & cash in when it's at a level that works for me.

5-Pay SRLOA fees in full.

6-Research Ariel.

7-Have a full pic of my net worth.

Sorry to say I won't be at the Millionaires-6 Stages to Wealth session. Sistah moderator is defenitely not in that category. Not being nasty, but I know can get more out my time by doing my reading and research.

peace...