Tranny/Funds Transfer

In the past week I've had to kick out $1,500 for a tranny. Had help from a family member. After I kvetched about it. I just went on and had the work done. After it was over I realized it was the best money I ever spent. I need a new front brakes and back struts. That will be done next week. YES! I feel like a grown up. LOL

Finally decided to move the BofA monies and the credit union monies to BofA's 3.99% offer. Why I didn't do this last year when it was 0% I just don't know. The only thing I can hope for is to use this experience for the better next time.

Now it's fair to say I havent been updating my blog or going to the blogs of others in a while.


In the past week I've begun to read others work again. Found Millionaire Mommy's treasure mapping page. It's been a while since I did that. Now what I did do was take down some of the pics i had hung up on my computer cabinet door. There was one I loved of a little girl w/ big eyes holding on to past due bills. Clipped it cause it described me at the time and I liked the graphic. While I won't trash it yet, i'll put in in my book under 2008.


Toolin' around on the web, there are some other pf sites i found and bookmarked. I also returned to some of the blogs that fall into the voluntary simplicity category. I'm reading Your Money or Your Life again. I feel good about it and can see it differently for myself this time.


I'll be coming back more often to talk about $$.

Happy Birthday

Happy New Year

All of the above.

Decisions, Decisions

I've been fretting over the choice to give BofA $300 at the month's end or whether I should put that $ in my E-fund. I really want to pay them off. The real deal are my thoughts of what's happening w/the economy. That means I'm worried. Why? I know who my Source is. I guess my thinking is my debt payments total $260 roughly. I can afford to skip a month so I can save. I really don't think I'll go for this option, but it's great to flesh it out. Actually I'll wait to see what my paycheck looks like and see if I can put at least $200 in the E-fund.

What Am I Doing???

Haven't really checked in w/Ramit in a few days. I'm disappointed with my actions.

On another note I'm paying BofA $200 with this paycheck and I will send them $300 at the end of the month.

There's nothing to do but just begin again. No need to be too hard on myself.
Peace!

A Lot Less Anxiousness

I'm noticing that w/each paycheck I'm not as anxious as my paydate approaches. Neither have I felt the urge to race to our website to see what my amounts will be the moment the company posts the info. In the past I would often be early and have to wait a few days. Perhaps this is because I usually have enough make my debt payments (sometimes a large amount and sometimes an amount above the mimimums). I'm noticing still some habits I don't particularly like. One is spending whatever is in the account once everything is saved and paid. I could always save more since my savings are at a mimimum right now. Most importantly I miss the excitement I had when I was able to send hundreds of dollars more than I'd expected. I'm afraid that means I'm slowing down in my game. It could just mean I'm settling down to what I have to do. Over and out!

Saving 1K

Over at iwillteachyoutoberich.com, Ramit Sethi has proposed the save $1,000 in 30 days challenge. In reading about it I sometimes tend to shy away from doing the work until I can erase whatever tape is running in my head. My first post was received today which was start taking lunch. I do this regularly so I'm okay there. I know I'll run into a problem w/my Altoid usage, but more on that later.