Until I catch up w/the February and March events, I will co-mingle past and present events, so bear with me.
I called AX today to find out about lowering my interest rate. The answer was no because i had a late payment in July. Hmmm...thought I had been on time since early last year. I'll call back soon and see what someone else has to say. What I will do is pull my statements to see what has happened w/the interest rates in the past 6 months.
According to Ms. N.. any amount I paid over the balance due would go directly to principle (or the new principle). Even though another amount is due for more charges next month. We'll see.
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