Racking up Points on Your Credit Score

A WSJ article this morning spoke about strategies folks go through to boost their credit score.

While I learned a thing or two about what to or not to do. The most telling part for me is the quote from Darrell Booker, who in the past year has tried a number of ways to boost his score. Included in his efforts have gone from removal of late payments to paying big bucks to a company to help him clean up his credit.

However (much to Darrell's credit) he realized the only real boost to his score came when he focused on paying off his credit cards. "Let me focus on things I know I can totally control," he says, "and that's reducing my debt."

That's about where I'm at.
peace!